Affordable Care Act (ACA)
The Affordable Care Act (ACA) increases access to health insurance and quality health care in the United States. The law makes getting health insurance easier, bans discriminatory practices based on pre-existing medical conditions (including HIV), and provides incentives to increase health care quality while lowering costs. It is the largest and most comprehensive change to our health care system in over 50 years.
While implementation of the ACA is still ongoing, the law has already prompted many changes, including the expansion of Medicaid, the creation of health insurance exchanges to make it easier to buy affordable coverage, and eliminating out-of-pocket expenses for preventive care for health insurance consumers. However, ACA implementation is not uniform across states, which can create or exacerbate health disparities. In addition, high cost-sharing (such as co-insurance, co-pays) in many insurance plans has emerged as an issue that must be addressed.
AIDS United recognizes the potential of the ACA to turn the tide against the HIV/AIDS epidemic and supports full implementation in all states. Read the ACA brief.