Below is a list of key pieces of federal legislation NAHU is actively following. You can learn more about our overall legislative priorities here.
Employer Exclusion of Health Insurance
There are ongoing discussions about the future of the employer exclusion of health insurance. NAHU opposes any efforts that would eliminate or tax the employer-tax exclusion for health insurance.
Medical Loss Ratio (MLR)
Legislation to remove the agent/broker compensation from the Medical Loss Ratio (MLR) Requirement in the individual and small group markets.
Cadillac/Excise Tax Repeal
Legislation to repeal the "Cadillac Tax" on middle class Americans' health plans.
H.R. 173 | Reps. Mike Kelly (R-PA) and Joe Courtney (D-CT)
S. 58 | Sens. Dean Heller (R-NV) and Martin Heinrich (D-NM)
Streamline Employer Reporting Requirements
Legislation to streamline the employer reporting process and strengthen the eligibility verification process for the health care premium tax credit and cost-sharing subsidy.
Stop the Health Insurance Tax (HIT)
Legislation to repeal the annual fee on health insurance providers enacted by the PPACA.
H.R. 246 | Reps. Kristi Noem (R-SD) and Kyrsten Sinema (D-AZ)
Small Business Tax Credit (SBTC)
Legislation to expand and modify the small business tax credit to purchase marketplace health insurance coverage.
Legislation to repeal the 30-hour threshold for full-time employee for purposes of the employer mandate in the PPACA and replace it with 40 hours.
Treat COBRA as Creditable Coverage for Medicare
Legislation to allow seniors enrolled in COBRA coverage to transition to Medicare Part B without a penalty, the same as seniors who remain on similar employer-sponsored coverage, by providing for a one-time special enrollment period.
Legislation Enacted into Law:
Restore the Medicare Open Enrollment Period (OEP)
Legislation to preserve Medicare beneficiary choice by restoring and expanding the Medicare open enrollment and disenrollment opportunities repealed by PPACA.
This legislation was signed into law by President Obama on December 13, 2016 as part of the 21st Century Cures Act. The bill was passed by the House on December 1 and by the Senate on December 7.
Small Group Expansion
Legislation to provide states with flexibility in determining the size of employers in the small group market.
This legislation was signed into law by President Obama on October 7, 2015. The bill was passed by the House on September 28 and by the Senate on October 1.
The bills outlined above are just a few of the bills NAHU is actively involved with; this is not a complete list.