Under General Laws Chapter 176E, Delta Dental of Massachusetts (Delta) is a non-profit entity and is overseen by the Division of Insurance (DOI) in several regards. In recent years, and particularly in recent weeks, Delta has taken steps to move all business over to a for-profit entity doing business as Delta Dental of Massachusetts. This shift to for-profit is significant for various reasons, the most important being that the DOI will no longer be afforded the statutory authority to oversee many of Delta’s business practices. For example, as part of this shift, Delta is inserting itself in between the dentist–patient relationship. This insertion threatens a provider’s ability to always refer patients to the very best specialists available.